Real estate appraisal services for homeowners in the city of Greenbrier and Faulkner County
The top seven reasons why Arkansas homeowners need DLJ Appraisal Service, LLC:
We at DLJ Appraisal Service, LLC understand the unique needs of a homeowner after appraisal services. Our regular business clients are used to the appraisal process and the customary documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at DLJ Appraisal Service, LLC, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.
Challenging property tax assessmentsLet's say you live in an area that is going down -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from DLJ Appraisal Service, LLC is your number one weapon when challenging your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. DLJ Appraisal Service, LLC is experienced in helping clients just like you do away with undesirable PMI insurance.
HELOC recently frozen?If your house is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. DLJ Appraisal Service, LLC can provide you with a professional appraisal that will help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for accuracy or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.